Get a Mortgage Pre-Approval
Just about everyone feels a little overwhelmed when shopping for a home…whether it’s the 1st time or 5th time.
After all, there are a lot of things to think about: finding properties to view, arranging financing, making an offer, negotiating, finding a mover, the list goes on and on.
It’s enough to keep you renting!
Please don’t let the process scare you! We can answer all your questions and make the experience of finding and buying your first dream home an enjoyable experience.
Let’s work together to make that happen.
That’s why we recommend getting a Mortgage Pre-Approval. This is a document from your bank or other lender stating how much of a mortgage they are willing to give you.
There are three advantages to getting this pre-approval:
- It gives you peace-of-mind of knowing you can afford homes you tour with your KTeamAdvantage agent.
- You won’t have problems arranging financing because you’re already APPROVED!!
- It’s a sign to sellers that you are a serious, prepared buyer – which gives you the edge when making an offer. This is especially important in the current NoVA Seller’s Market. More than likely, there are multiple offers on the same property. Having a mortgage pre-approval will give you an advantage.
One of the best Lenders in NoVA is FIRST HERITAGE MORTGAGE
First Heritage can do almost any loan program out there. They are experts in VHDA, VA, FHA, Conventional, New Construction. They will beat the competition every time.
First Heritage has an exclusive on a great new loan program for clients of the KTeam Advantage at Samson Properties: Down Payment Guarantee Program
Find out a lot more about the DOWN PAYMENT GUARANTEE PROGRAM here: www.fhmtgplus.com
How Much Home Can You Afford?
Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward. You can usually get a Mortgage Pre-Approval in a day. You’ll be glad that you did.
By knowing what you can afford, you can confidently shop within that price range.
Have questions about arranging financing?
Please submit the form below or call or email me.